A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Pennsylvania, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Pennsylvania law considers DUI/DWI as serious offenses, and insurance companies typically raise premiums for drivers with such convictions on their records. On average, insurance rates can increase by about 80% following a DUI/DWI conviction. Multiple offenses can lead to even higher rates and make it challenging for drivers to find affordable insurance. Additionally, a DUI/DWI conviction often results in a driver's license suspension or revocation, which further complicates the ability to obtain insurance. Insurers may consider a driver with multiple DUI/DWI convictions as high-risk, and some may even refuse to provide coverage. It's important for drivers in Pennsylvania to understand that these legal and insurance consequences are part of the state's efforts to discourage impaired driving and ensure road safety.