A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In New York, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. New York State law considers these offenses serious, and insurance companies typically raise premiums for drivers with such convictions. On average, insurance rates can increase by about 80% following a DUI/DWI conviction. Additionally, multiple DUI/DWI convictions can lead to even more severe consequences, including the possibility of insurance companies refusing to provide coverage. This can make it challenging for drivers to find the necessary insurance to legally operate a vehicle. Furthermore, license suspension or revocation is a common penalty for these offenses, and a related accident or traffic violation can further exacerbate insurance rate increases and coverage issues.