A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Nevada, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Nevada law considers DUI a serious offense, and insurance companies typically raise premiums for drivers with DUI convictions on their records. On average, insurance rates can increase by about 80% after a DUI conviction. This is because insurers view drivers with DUI convictions as high-risk. Multiple DUI/DWI convictions can further complicate the situation, making it even more challenging for drivers to find affordable insurance. Some insurers may refuse to provide coverage altogether for individuals with multiple DUI offenses. Additionally, a DUI conviction often leads to a driver's license suspension or revocation, which also negatively affects insurance rates and the ability to legally operate a vehicle. Drivers in Nevada may be required to file an SR-22 form, which is a certificate of financial responsibility, to reinstate their driving privileges after a suspension, and this requirement can also lead to higher insurance premiums.