A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In New Hampshire, a DUI/DWI (Driving Under the Influence/Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Insurance companies often view drivers with DUI/DWI convictions as high-risk, which typically results in increased insurance premiums. On average, a driver in New Hampshire may see their insurance rates increase by approximately 80% following a DUI/DWI conviction. Furthermore, if a driver accumulates two or more DUI/DWI convictions, it becomes even more challenging to obtain car insurance, as many insurers may be reluctant to provide coverage to individuals with multiple offenses. Additionally, a DUI/DWI conviction may lead to the suspension or revocation of the driver's license, and any related accidents or traffic violations can further compound the insurance rate increases and difficulties in securing insurance coverage.