A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Nebraska, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. After such a conviction, insurance providers often view the driver as high-risk, which typically results in increased insurance premiums. On average, insurance rates can go up by approximately 80% following a DUI/DWI conviction. Additionally, if a driver has multiple DUI/DWI convictions, it becomes even more challenging to find an insurance company willing to provide coverage, as the risk associated with insuring such drivers is considered to be much higher. Furthermore, a DUI/DWI conviction can lead to the suspension or revocation of the driver's license, and any related accidents or traffic violations can compound the increase in insurance costs. It's important for drivers in Nebraska to be aware of these potential consequences and to understand that maintaining a clean driving record is crucial for keeping insurance rates affordable.