A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In North Dakota, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Following such a conviction, insurance providers may consider the driver to be high-risk, which often results in increased insurance premiums. On average, insurance rates can go up by approximately 80% after a DUI/DWI conviction. If a driver accumulates two or more DUI/DWI convictions, the challenge of obtaining car insurance can become even more significant, as some insurers may be reluctant to provide coverage to individuals with multiple offenses. Additionally, a DUI/DWI can lead to the suspension or revocation of the driver's license, and any related accidents or traffic violations can further compound the increase in insurance costs. It's important for drivers in North Dakota to be aware of these potential consequences and to understand that maintaining a clean driving record is crucial for keeping insurance rates affordable.