A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Mississippi, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. After such a conviction, insurance providers typically view the driver as high-risk, which often results in increased insurance premiums. On average, insurance rates can go up by approximately 80% following a DUI/DWI conviction. Additionally, if a driver accumulates two or more DUI/DWI convictions, it becomes even more challenging to obtain the necessary insurance to legally operate a vehicle. Insurers may deny coverage or offer it at prohibitively high rates. Furthermore, a DUI/DWI conviction can lead to the suspension or revocation of a driver's license, and any related accidents or traffic violations can compound the increase in insurance costs. It's important for drivers in Mississippi to be aware of these potential financial consequences of driving under the influence.