A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Maine, a DUI (driving under the influence) or DWI (driving while intoxicated) conviction can have a substantial impact on a driver's car insurance rates. After such a conviction, insurance companies typically view the driver as high-risk, which often results in increased insurance premiums. On average, insurance rates can go up by approximately 80%. Additionally, Maine law requires a driver's license suspension for DUI convictions, which can further complicate insurance matters. Multiple DUI/DWI convictions compound the issue, making it even more challenging for drivers to find insurance coverage at affordable rates. Insurers may deny coverage altogether or offer it at significantly higher rates. It's important for drivers in Maine to understand these potential consequences and the importance of maintaining a clean driving record to avoid such financial and legal repercussions.