Select your state

DUI / DWI

insurance

A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.

In Georgia, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. On average, insurance rates can increase by approximately 80% following a DUI/DWI conviction. This is because insurers view drivers with DUI/DWI convictions as high-risk, which often results in higher premiums to offset the perceived risk. Additionally, multiple DUI/DWI convictions can further complicate a driver's ability to obtain car insurance, as some insurers may be reluctant to provide coverage to individuals with a history of impaired driving. Furthermore, a DUI/DWI conviction typically leads to a driver's license suspension or revocation, which is a matter of public record and can be easily accessed by insurance companies. Traffic violations and accidents related to DUI/DWI can also contribute to increased insurance costs. It's important for drivers in Georgia to be aware of these potential consequences and to understand that maintaining a clean driving record is crucial for keeping insurance rates affordable.

Legal Articles

State Statutes

Individual & Family Legal Plan

As a LegalFix member, you'll get expert legal services from a local law firm that treats you like an important client. Don't wait—be prepared for life's inevitable legal challenges starting today. And ask your employer, credit union, or membership group about preferred pricing opportunities.

DUI / DWI

insurance

Individual & Family Legal Plan

Articles

Georgia State Code

Georgia State Code

DUI / DWI

insurance

Articles