A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Delaware, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Following such a conviction, insurance providers may consider the driver to be high-risk, which often results in increased insurance premiums. On average, insurance rates can go up by approximately 80%, although the exact increase can vary based on the insurance company and the specifics of the driver's record. Additionally, multiple DUI/DWI convictions can further complicate a driver's ability to obtain insurance, as insurers may be reluctant to provide coverage to individuals with a history of such offenses. This can lead to difficulties in finding an insurance provider willing to offer a policy at an affordable rate, or in some cases, at all. It's important to note that insurance consequences are in addition to legal penalties such as fines, license suspension or revocation, and possible jail time that come with DUI/DWI convictions in Delaware.