A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Connecticut, a DUI/DWI (driving under the influence/driving while intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Insurance companies often view drivers with DUI/DWI convictions as high-risk, which typically results in increased insurance premiums. On average, insurance rates can go up by approximately 80% following a DUI/DWI conviction. Additionally, if a driver accumulates two or more DUI/DWI convictions, it may become even more challenging to obtain the necessary insurance to legally operate a vehicle. Insurers may deny coverage or offer it at prohibitively high rates. Furthermore, Connecticut law mandates a period of driver's license suspension for DUI/DWI offenses, which can also affect insurance rates and the ability to secure insurance. The duration of the suspension and the specific terms of reinstatement can vary based on the severity of the offense and the driver's history.