A DUI/DWI conviction, driver’s license suspension or revocation, or related accident or traffic violation may significantly increase a driver’s insurance rate (by an average of 80%)—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.
In Alaska, a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) conviction can have a substantial impact on a driver's car insurance rates. Following such a conviction, insurance providers may consider the driver to be high-risk, which often results in increased premiums. On average, insurance rates can go up by approximately 80%, although the exact increase can vary based on the insurer's policies and the driver's history. Multiple DUI/DWI convictions compound the issue, making it even more challenging for drivers to find affordable insurance. Insurers may be reluctant to provide coverage, or they may only offer it at significantly higher rates. Additionally, Alaska law requires a driver's license suspension for DUI convictions, which can range from 90 days to several years depending on the offense and the driver's record. This suspension period further complicates the ability to obtain and maintain auto insurance.