A person’s driving record—also known as a motor vehicle report (MVR)—will include any DUI/DWI convictions, driver’s license suspensions or revocations, motor vehicle accidents, and traffic violations. A person’s driving record is analogous to a credit report when seeking a loan and is generally used by automobile insurance companies to determine a driver’s insurance rate or cost.

A DUI/DWI conviction, driver's license suspension or revocation, or related accident or traffic violation may significantly increase a driver's insurance rate—and two or more DUI/DWI convictions may make it difficult for a driver to acquire the insurance necessary to operate a vehicle.

In Wisconsin, a person's driving record, or motor vehicle report (MVR), is a comprehensive document that records various aspects of their driving history. This includes any convictions for Driving Under the Influence (DUI) or Driving While Intoxicated (DWI), any instances of driver's license suspension or revocation, involvement in motor vehicle accidents, and any traffic violations. Similar to a credit report's role in loan approval processes, a driving record is utilized by auto insurance companies to assess the risk associated with insuring a driver, which in turn influences the driver's insurance rates. A DUI/DWI conviction can lead to a significant increase in insurance premiums. Moreover, multiple DUI/DWI convictions can not only further raise insurance costs but also pose challenges for drivers when trying to obtain the necessary insurance to legally operate a vehicle in the state. Wisconsin law takes DUI/DWI offenses seriously, and these infractions have long-term impacts on a driver's record, which can affect their driving privileges and financial obligations related to vehicle operation.