A quitclaim deed (or quit claim deed) is a document that transfers or conveys any ownership the person making the deed (the grantor) has in the real property (real estate) identified in the deed—but does not guarantee or warrant that the grantor does in fact have any ownership in the real estate, or that the title (ownership) is free from other claims of ownership, such as liens and encumbrances. Because the grantor makes no promises or warranties regarding the quality of the title—whether the grantor has an ownership interest to convey and whether there on liens or encumbrances on the property—it is sometimes called a non-warranty deed. In contrast, warranty deeds do provide such warranties and offer the highest level of protection to the buyer or transferee.
Because quitclaim deeds offer the least amount of protection to the buyer regarding the true ownership (title) of the real property they are often used to transfer title to real estate between family members, or between spouses dividing marital property in a divorce. Quitclaim deeds are also used to cure or fix a defect or cloud in the recorded title history of certain real property—such as a missing signature of a spouse, a failure to properly record or file documents, or a misspelled name. Quitclaim deeds are as effective as warranty deeds, but only if the title is good.
In Massachusetts, a quitclaim deed is a legal instrument used to transfer a grantor's interest in real property without any warranty as to the title's validity. This means the grantor does not guarantee that they hold clear ownership or that the property is free from other claims, such as liens or encumbrances. Quitclaim deeds are commonly utilized for property transfers between family members, during divorce proceedings for dividing marital property, or to clear title defects (also known as 'clouds') that may have arisen due to clerical errors like misspelled names or improperly recorded documents. While quitclaim deeds do not offer the same level of protection to the buyer as warranty deeds, which guarantee clear title, they are still effective in transferring whatever interest the grantor may have, provided the title is indeed good. It is important for individuals using quitclaim deeds in Massachusetts to understand the potential risks associated with the lack of guarantees and to consider obtaining title insurance or conducting a thorough title search to ascertain the status of the property's title.