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lawsuit to collect debt

Lawsuits to collect debts are usually filed in state courts—and may be filed in small claims courts, depending on the amount of the debt and the small claims court’s jurisdictional limits (the maximum amount of a claim that can be filed in the court).

In New Jersey, lawsuits to collect debts are typically filed in the Special Civil Part of the Law Division of the Superior Court if the amount of the debt is $15,000 or less. For debts that do not exceed $3,000 (not including costs), the case may be filed in the Small Claims Section, which is designed to be a more informal and less costly venue for resolving smaller disputes. If the debt exceeds $15,000, the case must be filed in the Law Division of the Superior Court. It's important for plaintiffs to file their cases in the appropriate court based on the amount of the debt to ensure that the court has jurisdiction to hear the case. Defendants in debt collection lawsuits have the right to receive notice of the lawsuit and can present their defense in court. The New Jersey court system provides resources and information for individuals involved in debt collection lawsuits, including information on the legal process and potential defenses.

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Creditor / Debtor

lawsuit to collect debt

Individual & Family Legal Plan

Articles

New-Jersey State Code

New-Jersey State Code

Creditor / Debtor

lawsuit to collect debt

Articles