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lawsuit to collect debt

Lawsuits to collect debts are usually filed in state courts—and may be filed in small claims courts, depending on the amount of the debt and the small claims court’s jurisdictional limits (the maximum amount of a claim that can be filed in the court).

In Mississippi, lawsuits to collect debts are typically filed in state courts, which include small claims courts for certain cases. Small claims courts in Mississippi handle cases involving disputes of $3,500 or less, as of the knowledge cutoff in 2023. This limit is the jurisdictional boundary for small claims courts, meaning that any debt above this amount must be filed in a higher court, such as county or circuit courts. The small claims court is designed to be a simpler and faster venue for resolving disputes without the need for an attorney, although parties are allowed to have legal representation if they choose. If a debt exceeds the jurisdictional limits of small claims court, the lawsuit must be filed in a court with the appropriate jurisdiction, where the procedures are more formal and having an attorney is more common.

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Creditor / Debtor

lawsuit to collect debt

Individual & Family Legal Plan

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Mississippi State Code

Creditor / Debtor

lawsuit to collect debt

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