A judgment in a civil lawsuit will generally create a lien on the judgment debtor’s real property when notice of the judgment is filed with the county clerk in the county records where the judgment debtor owns real property. This public filing (often called an abstract of judgment) effectively puts all future purchasers and lenders on notice of the judgment creditor’s claim to the judgment debtor’s real property—to the extent necessary to pay/satisfy the judgment.
In Mississippi, when a judgment is obtained in a civil lawsuit, it can create a lien on the judgment debtor's real property. This occurs when a notice of the judgment, often referred to as an abstract of judgment, is filed with the Chancery Clerk in the county where the real property is located. The filing of this notice serves to inform potential purchasers and lenders that the judgment creditor has a claim on the property. The lien is in place to ensure that the judgment is paid or satisfied from the proceeds of the property if it is sold. The lien typically remains effective until the judgment is paid or the lien expires according to state law. It is important for judgment creditors to properly file the notice to ensure the lien's validity and for potential buyers or financial institutions to check for any such liens before proceeding with transactions involving real property.