A judgment in a civil lawsuit will generally create a lien on the judgment debtor’s real property when notice of the judgment is filed with the county clerk in the county records where the judgment debtor owns real property. This public filing (often called an abstract of judgment) effectively puts all future purchasers and lenders on notice of the judgment creditor’s claim to the judgment debtor’s real property—to the extent necessary to pay/satisfy the judgment.
In Minnesota, when a judgment is obtained in a civil lawsuit, it can create a lien on the judgment debtor's real property. This occurs when a notice of the judgment, often referred to as an abstract of judgment, is filed with the county recorder or registrar of titles in the county where the real property is located. The filing of the abstract of judgment serves as a public declaration that the judgment creditor has a claim against the judgment debtor's property. This lien generally lasts for ten years and can be renewed. It is important for judgment creditors to file the abstract of judgment to ensure their interest in the debtor's property is protected and to provide notice to future purchasers or lenders that the property is subject to a claim to satisfy the judgment debt.