A judgment in a civil lawsuit will generally create a lien on the judgment debtor’s real property when notice of the judgment is filed with the county clerk in the county records where the judgment debtor owns real property. This public filing (often called an abstract of judgment) effectively puts all future purchasers and lenders on notice of the judgment creditor’s claim to the judgment debtor’s real property—to the extent necessary to pay/satisfy the judgment.
In Connecticut, when a judgment is obtained in a civil lawsuit, it can create a lien on the judgment debtor's real property. This occurs when a certified copy of the judgment, often referred to as an abstract of judgment, is filed with the town clerk in the town where the property is located. The filing of this judgment lien serves as public notice to future purchasers and lenders that the judgment creditor has a legal claim on the debtor's real property. The lien typically lasts for 20 years from the date of judgment, according to Connecticut General Statutes § 52-380a, and it secures the amount owed under the judgment. The lien ensures that the creditor may be paid the amount due, up to the value of the property, before the debtor can sell or refinance the property without first satisfying the judgment.