A judgment in a civil lawsuit will generally create a lien on the judgment debtor’s real property when notice of the judgment is filed with the county clerk in the county records where the judgment debtor owns real property. This public filing (often called an abstract of judgment) effectively puts all future purchasers and lenders on notice of the judgment creditor’s claim to the judgment debtor’s real property—to the extent necessary to pay/satisfy the judgment.
In Colorado, when a judgment is obtained in a civil lawsuit, it can create a lien on the judgment debtor's real property. This occurs when a notice of the judgment, often referred to as an abstract of judgment, is filed with the county clerk and recorder in the county where the debtor's real property is located. The filing serves as a public record, alerting potential purchasers and lenders that the judgment creditor has a claim on the property. This lien remains attached to the property until the judgment is paid or satisfied, and it may affect the debtor's ability to sell or refinance the property. The lien typically has a lifespan as prescribed by state law, after which it may need to be renewed to remain in effect.