When a lawsuit is resolved by a judge or jury, the party who lost the lawsuit (the judgment debtor) generally owes the party who won the lawsuit (the judgment creditor) an amount of money—including the damages for the breach of contract, negligence, fraud, or other claims, plus interest owed on the amount of the judgment from the time the wrongful acts occurred until the judgment is paid (prejudgment interest and post-judgment interest), the amount of court costs, and possibly the amount of the judgment creditor’s attorney fees.
After the judgment becomes final (the deadline to file an appeal expires) the judgment creditor may seek to collect on the judgment using various legal methods such as property liens, wage garnishment/writ of garnishment, bank account garnishment/bank levy, writ of execution, attachments, turnover orders, property levies, contempt proceedings, and post-judgment discovery (interrogatories, document requests, depositions). These processes and the names for them vary from state to state, but all generally seek to (1) take cash owned by the judgment debtor to satisfy the judgment, or (2) force the sale of property owned by the judgment debtor, and use some or all of the proceeds to satisfy the judgment.
In Maryland, once a lawsuit is resolved and a judgment is entered in favor of the judgment creditor, the judgment debtor is responsible for paying the awarded amount, which may include damages, prejudgment and post-judgment interest, court costs, and possibly attorney fees. After the judgment is final and the appeal period has lapsed, the judgment creditor has several legal mechanisms to enforce the judgment. These include placing liens on the debtor's property, garnishing wages or bank accounts, and obtaining writs of execution or attachment to seize assets. The creditor may also use turnover orders, property levies, contempt proceedings, and post-judgment discovery tools such as interrogatories, document requests, and depositions to discover assets of the debtor. Maryland law provides specific procedures and limitations for each of these collection methods, and an attorney can assist in navigating the post-judgment collection process to ensure compliance with state statutes and regulations.