No later than 45 days after the meeting of creditors, the bankruptcy judge must hold a confirmation hearing and decide whether the plan is feasible and meets the standards for confirmation set forth in the Bankruptcy Code. Creditors will receive 28 days' notice of the hearing and may object to confirmation.

While a variety of objections may be made, the most frequent ones are that payments offered under the plan are less than creditors would receive if the debtor's assets were liquidated or that the debtor's plan does not commit all of the debtor's projected disposable income for the three or five year applicable commitment period.

In Michigan, as in all states, the process of confirming a bankruptcy plan is governed by federal law under the Bankruptcy Code. After the meeting of creditors, also known as the 341 meeting, the bankruptcy judge is required to hold a confirmation hearing no later than 45 days later. During this hearing, the judge will determine whether the debtor's proposed repayment plan is feasible and meets the necessary legal requirements. Creditors are given a 28-day notice before the hearing and have the right to object to the plan's confirmation. Common objections include arguments that the plan provides less payment than what creditors would receive if the debtor's assets were liquidated, or that the plan does not allocate all of the debtor's projected disposable income over the required commitment period, which is either three or five years depending on the circumstances. The specific outcomes and proceedings can vary case by case, and an attorney can provide guidance tailored to an individual's situation.