Select your state

Automobiles

proof of insurance

Almost every state requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

You are required to show proof of the minimum insurance coverage to a police officer when you are stopped for a moving traffic violation or involved in a traffic accident—and you may receive a citation if you are not able to show proof of insurance. And in some states you are required to show proof of insurance to register your car. In those states, the failure to register your car may result in an additional citation.

In Oregon, drivers are mandated by law to carry a minimum amount of auto insurance. This includes bodily injury liability coverage with at least $25,000 per person and $50,000 per accident, and property damage liability coverage of at least $20,000. Oregon also requires personal injury protection (PIP) of at least $15,000 and uninsured motorist coverage matching the bodily injury liability limits. Proof of insurance must be presented to law enforcement when stopped for a traffic violation or after an accident. Failure to provide this proof can result in a citation. Additionally, proof of insurance is required for vehicle registration in Oregon. Driving without insurance or failing to register a vehicle due to lack of insurance can lead to fines, license suspension, and potentially the impounding of the vehicle.

Legal Articles

State Statutes

Individual & Family Legal Plan

As a LegalFix member, you'll get expert legal services from a local law firm that treats you like an important client. Don't wait—be prepared for life's inevitable legal challenges starting today. And ask your employer, credit union, or membership group about preferred pricing opportunities.

Automobiles

proof of insurance

Individual & Family Legal Plan

Articles

Oregon State Code

Automobiles

proof of insurance

Oregon State Code

Articles