Almost every state requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

You are required to show proof of the minimum insurance coverage to a police officer when you are stopped for a moving traffic violation or involved in a traffic accident—and you may receive a citation if you are not able to show proof of insurance. And in some states you are required to show proof of insurance to register your car. In those states, the failure to register your car may result in an additional citation.

In North Dakota, drivers are legally required to carry a minimum amount of auto insurance coverage. This includes both bodily injury liability and property damage liability coverage. The minimum coverage amounts in North Dakota are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. Additionally, North Dakota law mandates that drivers carry uninsured and underinsured motorist coverage, as well as personal injury protection (PIP). When stopped for a traffic violation or involved in an accident, drivers must provide proof of insurance to law enforcement officers. Failure to provide this proof can result in a citation. Furthermore, proof of insurance is necessary to register a vehicle in North Dakota, and not having your vehicle properly registered can also lead to additional citations.