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Almost every state requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

You are required to show proof of the minimum insurance coverage to a police officer when you are stopped for a moving traffic violation or involved in a traffic accident—and you may receive a citation if you are not able to show proof of insurance. And in some states you are required to show proof of insurance to register your car. In those states, the failure to register your car may result in an additional citation.

In Missouri, drivers are mandated by law to have a minimum level of auto insurance coverage. This includes both bodily injury liability coverage and property damage liability coverage. The minimum amounts required are $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. Missouri law requires drivers to carry proof of insurance and present it to law enforcement officers upon request, such as during traffic stops or after an accident. If a driver fails to provide proof of insurance, they may be issued a citation. Additionally, proof of insurance is necessary to register a vehicle in Missouri. Failure to register a vehicle due to lack of insurance can also result in a citation and further penalties.

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Automobiles

proof of insurance

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Missouri State Code

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Automobiles

proof of insurance