Almost every state requires its licensed drivers to have a minimum amount of insurance coverage. The required insurance generally includes bodily injury liability coverage and property damage liability coverage in certain minimum amounts.

You are required to show proof of the minimum insurance coverage to a police officer when you are stopped for a moving traffic violation or involved in a traffic accident—and you may receive a citation if you are not able to show proof of insurance. And in some states you are required to show proof of insurance to register your car. In those states, the failure to register your car may result in an additional citation.

In Delaware, drivers are mandated by law to carry a minimum amount of auto insurance coverage. This includes bodily injury liability coverage, with a minimum of $25,000 per person and $50,000 per accident, and property damage liability coverage, with a minimum of $10,000. Delaware also requires personal injury protection (PIP), which covers medical expenses and lost wages for the policyholder and their passengers, with a minimum of $15,000 per person and $30,000 per accident. Proof of insurance must be presented to law enforcement officers upon request, such as during traffic stops or after an accident. Failure to provide proof of insurance can result in fines and penalties. Additionally, proof of insurance is required for vehicle registration in Delaware. Driving without insurance or failing to register a vehicle due to lack of insurance can lead to further citations and legal consequences.