Select your state

Attorneys

professional liability insurance

Professional liability insurance—sometimes called malpractice insurance or errors and omissions insurance—is insurance that may be purchased by attorneys and law firms to pay the costs of defending legal malpractice claims, and the costs of settling such claims or paying the judgment awarded to a plaintiff on such a claim. Most states do not require attorneys to purchase professional liability insurance, but some states require attorneys who do not carry professional liability insurance to provide notice to their clients of that fact. Some states require attorneys to have their clients sign a written disclosure that the attorney does not have professional liability insurance.

In New Jersey, attorneys are not mandated by state law to carry professional liability insurance, also known as malpractice insurance or errors and omissions insurance. However, New Jersey does require attorneys who do not have such insurance to inform their clients of this lack of coverage. Specifically, Rule 1:21-1C of the New Jersey Court Rules stipulates that a lawyer who is not covered by professional liability insurance must disclose this fact to the client in writing at the time of the client's engagement of the lawyer, and that this disclosure must be acknowledged by the client in writing. This requirement ensures that clients are aware of the potential risks involved in engaging an attorney without malpractice insurance and can make informed decisions about their legal representation.

Legal Articles

State Statutes

As a LegalFix Member You Will Be an Important Client of Local Law Firms

For about 82¢ a day you can have a LegalFix Legal Plan that includes initial consultations with an attorney at no additional charge—and additional legal services at reduced rates—all from top law firms in your state. Don't wait—be prepared for life's inevitable legal challenges, starting today.

And ask your employer, credit union, or membership group to offer LegalFix for even better pricing.

Attorneys

professional liability insurance

As a LegalFix Member You Will Be an Important Client of Local Law Firms

Articles

New-Jersey State Code

New-Jersey State Code

Attorneys

professional liability insurance

Articles