(a) The state insurance committee shall approve for eligible state employees a group insurance plan, which shall consist of:
(1) One (1) or more basic health plans as the state insurance committee deems necessary and reasonable;
(2) A basic term life insurance benefit and basic accidental death and dismemberment benefit, with defined coverage amounts paid for by the employer. These benefits shall be available to eligible employees who have not enrolled in the health insurance plans offered by the state insurance committee; and
(3) Voluntary benefit plans as may be necessary and reasonable. These benefits include optional life insurance coverage in excess of that offered under subdivision (a)(2). The state insurance committee may provide for voluntary benefits as part of the basic health plans or as separate plans.
(b) The state insurance committee is authorized to determine the premiums, benefits package, funding method, administrative procedures, eligibility provisions, and rules relating to the plans established by this part.
(c) The basic health, term life, and accidental death and dismemberment plans referenced in subdivisions (a)(1) and (2) shall be the only basic group insurance plans offered to state employees.
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