Todo proveedor de información vendrá obligado a notificar por escrito a todos sus clientes en cada ocasión en que se haya sometido información adversa a su crédito, en o no más tarde de treinta (30) días posteriores a que dicha información sea sometida a la agencia de informes de crédito.
Se notificará al cliente cada vez que se envíe información adversa a la agencia de informe de crédito; Disponiéndose, que dicha(s) notificación(es) escrita(s) se harán mediante cartas y se incluirá en el próximo aviso de cobro. La(s) notificación(es) deberá(n) incluir información sobre el número de días en atraso, además de una advertencia al consumidor de que en el expediente de crédito de la institución será(n) anotado(s) el(os) atraso(s); además de que dicho incumplimiento será notificado a las agencias de información crediticias. La notificación se repetirá cada noventa (90) días posterior a la notificación inicial, y se podrá hacer mediante carta o incluirse en el próximo aviso de cobro.
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