La póliza deberá contener una cláusula como sigue:
Contrato único; cambios: Esta póliza, incluyendo los endosos y documentos anejos, si los hubiere, constituye el texto íntegro del contrato de seguro. Ningún cambio en esta póliza será válido hasta que sea aprobado por un funcionario ejecutivo del asegurador y a menos que dicha aprobación sea endosada en la presente o adherida a la misma. Ningún agente tiene autoridad para cambiar esta póliza o renunciar a ninguna de sus disposiciones.
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