(1) El resguardo provisional se utiliza para hacer obligatorio el seguro temporalmente, pendiente de expedición de la póliza. Podrá ser oral o escrito. Ningún resguardo provisional será válido después de la fecha adquirida en relación al mismo después de la expedición de la póliza por la cual se dio, o después de haber transcurrido un período razonable que se establecerá mediante reglas y reglamentos que promulgará el Comisionado.
(2) Un resguardo provisional incluirá todos los términos usuales de la póliza en relación con la cual se emita dicho resguardo.
(3) El Comisionado podrá suspender o revocar la licencia de cualquier productor que expida o intente expedir un resguardo provisional en cuanto a cualquier asegurador nombrado en el mismo, a quien no esté autorizado a obligar de ese modo.
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