An action on a closed-end credit agreement or an open-end credit agreement shall be commenced in a county where any of the following occurred:
(1) The buyer signed the agreement.
(2) The buyer resides at the commencement of the action.
(3) The buyer resided when the agreement was entered into.
(4) The goods purchased under the agreement have been so affixed to real property as to become a part of the real property.
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