Any insurance company offering property and casualty insurance policies may, in lieu of mailing or delivering, post on their website standard policies and endorsements that do not contain personally identifiable information. If an insurer elects to provide standard policy and endorsement forms on the insurer’s website, the insurer shall ensure that the policies and endorsements are posted in a manner that complies with the following conditions:
1. The policy and endorsements shall be easily accessible;
2. The insurer shall archive all policies and endorsements for a period of five (5) years after the expiration of the policy;
3. All policies and endorsements shall be posted in a manner that allows an insured to print and save electronic copies of the documents;
4. The insurer shall provide notice at the time of issuance of the initial policy forms and upon renewal of a method by which the insured may obtain, without charge, a paper or electronic copy of the insured’s policy and endorsements;
5. Each declaration page issued to an insured shall clearly identify the policy and endorsement forms purchased by the insured; and
6. The insurer shall provide notice of any changes to the forms or endorsements and of the insured’s right to obtain, without charge, paper or electronic copies of the forms in the manner the insurer customarily communicates with the insured.
Added by Laws 2013, c. 68, § 1, eff. Nov. 1, 2013.
Copyright ©2024 LegalFix. All rights reserved. LegalFix is not a law firm, is not licensed to practice law, and does not provide legal advice, services, or representation. The information on this website is an overview of the legal plans you can purchase—or that may be provided by your employer as an employee benefit or by your credit union or other membership group as a membership benefit.
LegalFix provides its members with easy access to affordable legal services through a network of independent law firms. LegalFix, its corporate entity, and its officers, directors, employees, agents, and contractors do not provide legal advice, services, or representation—directly or indirectly.
The articles and information on the site are not legal advice and should not be relied upon—they are for information purposes only. You should become a LegalFix member to get legal services from one of our network law firms.
You should not disclose confidential or potentially incriminating information to LegalFix—you should only communicate such information to your network law firm.
The benefits and legal services described in the LegalFix legal plans are not always available in all states or with all plans. See the legal plan Benefit Overview and the more comprehensive legal plan contract during checkout for coverage details in your state.
Use of this website, the purchase of legal plans, and access to the LegalFix networks of law firms are subject to the LegalFix Terms of Service and Privacy Policy.