A. If the consumer wishes to allow his or her consumer report to be accessed for a specific period of time while a freeze is in place, he or she shall contact the consumer reporting agency using a method of contact designated by the consumer reporting agency, requesting that the freeze be temporarily lifted, and providing, to complete the request, all of the following:
1. Proper identification;
2. The unique personal identification number or password provided by the consumer reporting agency pursuant to subsection C of Section 3 of this act;
3. The proper information regarding the time period for which the report shall be available to users of the credit report; and
4. The required fee, if applicable.
B. A consumer reporting agency that receives a request from a consumer to temporarily lift a freeze on his or her consumer report, accompanied by all of the items listed in subsection A of this section, shall comply with the request no later than three (3) business days after receiving the completed request.
C. A consumer reporting agency may develop procedures involving the use of telephone, facsimile, the Internet, or other electronic media to receive and process a request from a consumer to temporarily lift a freeze on a consumer report pursuant to subsection A of this section in an expedited manner.
Added by Laws 2006, c. 283, § 4, eff. Jan. 1, 2007.
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