If a standard policy of property or casualty insurance or a standard endorsement of such a policy does not contain personally identifiable information, the insurer offering such a policy or endorsement may satisfy a requirement to mail or deliver the policy or endorsement by posting the policy or endorsement on the Internet website of the insurer if:
1. The policy or endorsement is accessible to the insured and to any producer of insurance who transacted insurance involving the policy or endorsement with the insured for as long as the policy or endorsement is in force;
2. The insurer retains an archive of expired policies and endorsements for not less than 5 years after the expiration of each policy or endorsement and makes expired policies and endorsements available upon request;
3. The policy or endorsement is posted in a manner that enables the insured and any producer of insurance who transacted insurance involving the policy or endorsement with the insured to print and save the policy or endorsement using any program or other application which is widely available on the Internet and free to use;
4. The insurer provides, in or with the declarations page provided at the time of issuance of the initial policy and each renewal of the policy:
(a) A description of the exact form of policy or endorsement purchased by the insured;
(b) A description of the right of the insured to receive, upon request and without charge, a paper copy of the policy or endorsement by mail; and
(c) The address of the Internet website where the policy or endorsement is posted;
5. Upon request of the insured and without charge, the insurer mails a paper copy of the policy or endorsement to the insured;
6. The insurer provides notice in the manner preferred by the insured of any change to the policy or endorsement which includes a description of the right of the insured to obtain, upon request and without charge, a paper copy of the revised policy or endorsement and the address of the Internet website where the revised policy or endorsement is posted; and
7. The insurer complies with all applicable provisions of chapter 719 of NRS.
(Added to NRS by 2017, 613)
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