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  10. Chapter 183c - Predatory Home Loan Practices


Chapter 183c - Predatory Home Loan Practices


  • Section 1 - Title
  • Section 2 - Definitions
  • Section 3 - Certification From Counselor With Third-Party Nonprofit Organization
  • Section 4 - Obligor's Ability to Make Payments; Presumption
  • Section 5 - Prepayment Fees and Penalties
  • Section 6 - Limitation on Financing of Points and Fees
  • Section 7 - Interest Rate Increases
  • Section 8 - Limitation on Scheduled Payments
  • Section 9 - Demand for Repayment
  • Section 10 - Periodic Payment Schedule
  • Section 11 - No Fee to Modify or Defer Payment
  • Section 12 - Consolidation of Payments
  • Section 13 - Forum for Disputes
  • Section 14 - Lender's Payment of Contractor
  • Section 15 - Affirmative Claims and Defenses Available; Applicability
  • Section 16 - Default in Connection With Refinancing
  • Section 17 - Application of Chapter; Violations
  • Section 18 - Relief; Remedies
  • Section 19 - Regulations
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