(a) Subject to § 8–704.1 of the Natural Resources Article and subsection (b) of this section, a custodian may not knowingly disclose a public record of the Department of Natural Resources containing personal information about the owner of a registered vessel.
(b) A custodian shall disclose personal information about the owner of a registered vessel for use in the normal course of business activity by a financial institution, as defined in § 1–101(i) of the Financial Institutions Article, its agents, employees, or contractors, but only:
(1) to verify the accuracy of personal information submitted by the individual to that financial institution; and
(2) if the information submitted is not accurate, to obtain correct information only for the purpose of:
(i) preventing fraud by the individual;
(ii) pursuing legal remedies against the individual; or
(iii) recovering on a debt or security interest against the individual.
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