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  2. U.S. State Codes
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  4. Maryland
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  6. Commercial Law
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  8. Title 12 - Credit Regulations
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  10. Subtitle 5 - Retail Credit Accounts


Subtitle 5 - Retail Credit Accounts


  • § 12-501. Definitions
  • § 12-502. Application of subtitle
  • § 12-503. Establishment of account
  • § 12-504. Maximum finance charge -- In general
  • § 12-505. Maximum finance charge -- Closed end account
  • § 12-505.1. Maximum finance charge -- Closed end account -- Refinancing at higher rate
  • § 12-505.2. Maximum finance charge -- Closed end account -- Change in finance charge during term of account prohibited
  • § 12-505.3. Maximum finance charge -- Closed end account -- Balloon payment prohibited
  • § 12-506. Maximum finance charge -- Open end account
  • § 12-506.1. Credit balances
  • § 12-506.2. Limitations upon changes in rate applicable to open end account
  • § 12-507. Note taken as part of account
  • § 12-508. Attorney's fees
  • § 12-509. Discount to consumer paying cash
  • § 12-510. Failure to answer status inquiry
  • § 12-511. Billing statement inquiry
  • § 12-511.1. Charge for reply to inquiry
  • § 12-512. Waiver by buyer invalid
  • § 12-513. Violation of subtitle
  • § 12-514. Jurisdiction of Commissioner of Financial Regulation
  • § 12-515. Penalties
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