Sec. 5. (a) A municipal corporation may provide programs of disability insurance to its emergency medical services providers who become disabled as the result of an injury or illness:
(1) that is not covered by:
(A) worker's compensation (IC 22-3-2 through IC 22-3-6); or
(B) worker's occupational diseases compensation (IC 22-3-7); or
(2) for which coverage under worker's compensation or worker's occupational diseases compensation has been exhausted.
(b) A program established under subsection (a) may not have an elimination or waiting period of greater than the following before a benefit begins:
(1) Thirty (30) days, for a short term disability program.
(2) One hundred twenty (120) days, for a long term disability program.
(c) A municipal corporation may provide the programs of disability insurance described in subsection (a) through either of the following:
(1) By purchasing policies of group insurance.
(2) By establishing self-insurance programs.
(d) A municipal corporation may exclude from coverage under a program of disability insurance an emergency medical services provider who:
(1) is a part-time employee (as defined by the municipal corporation); or
(2) provides services to the municipal corporation under a contract.
(e) The establishment of a self-insurance program under this section is subject to the approval of the municipal corporation's fiscal body.
As added by P.L.20-2014, SEC.1.
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