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  6. Title 26 - Banks and Other ...
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  8. Chapter 11A - Home Loan Pro...
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  10. Subchapter II - Prohibited Practices.


Subchapter II - Prohibited Practices.


  • § 26–1152.01. Applicability.
  • § 26–1152.02. Insufficient repayment ability.
  • § 26–1152.03. Restrictions on the financing of single-premium credit insurance.
  • § 26–1152.04. Restriction on financing origination/discount points and fees.
  • § 26–1152.05. No encouragement of default.
  • § 26–1152.06. Unfair steering or improper use of credit scores.
  • § 26–1152.07. Failing to report favorable payment record.
  • § 26–1152.08. Home improvement contracts.
  • § 26–1152.09. No increase in interest rate upon default.
  • § 26–1152.10. Charges in bad faith.
  • § 26–1152.11. Failure to timely send disclosure notice.
  • § 26–1152.12. Prepayment premium, fee or charge.
  • § 26–1152.13. Limitations on balloon payments.
  • § 26–1152.14. No call provision.
  • § 26–1152.15. No negative amortization.
  • § 26–1152.16. No advance payments.
  • § 26–1152.17. No advance waivers.
  • § 26–1152.18. No oppressive mandatory arbitration clause.
  • § 26–1152.19. Homeownership counseling.
  • § 26–1152.20. Broker licensor.
  • § 26–1152.21. Filing requirements.
  • § 26–1152.22. Suspect settlement service providers.
  • § 26–1152.23. Median family income.
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