(a) A title insurance agent, a title insurance agency, and a person affiliated with a title insurance agency shall:
(1) Have free access to the instruments of record affecting real property filed in any city, county, or state office; and
(2) Be permitted to:
(A) Occupy reasonable space, use equipment, and make memoranda, notations, and copies of instruments of record during the business hours of the city, county, or state office; and
(B) Compile, post, copy, and maintain books, records, and indices.
(b)
(1) A title insurance agent, a title insurance agency, and a person affiliated with a title insurance agency has the right of access to any instrument filed of record in a city, county, or state office no later than the close of business of the first business day following the day the instrument was filed.
(2) A fee shall not be charged for providing access to the instrument.
(c) As used in this section, "access" means possession of an instrument sufficient to mechanically reproduce the instrument in the office where the instrument is filed.
(d)
(1) A person entitled to access under this section that is denied access may petition immediately to a circuit court of competent jurisdiction.
(2) Upon written complaint of a person or an interested party denied a right provided by this section, the circuit court having jurisdiction shall hear the complaint within seven (7) days of the date the complaint is filed.
(3)
(A) In an action or appeal of an action to enforce the rights granted by this section, the court shall assess against a losing party reasonable attorney's fees and other litigation expenses reasonably incurred by a party that has substantially prevailed unless the court finds that the position of the losing party was substantially justified or that other circumstances make an award of attorney's fees and other litigation expenses unjust.
(B) Expenses shall not be assessed against the State of Arkansas or any of its agencies or departments.
(C) If at trial a defendant has substantially prevailed in the action, the court may assess attorney's fees and litigation expenses against a plaintiff only upon a finding that the action was initiated primarily for frivolous or dilatory purposes.
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